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Preparing for Open Enrollment: A Checklist for Employers

Preparing for Open Enrollment: A Checklist for Employers

Open Enrollment Season Starts With Early Planning For many employers, open enrollment falls in the last few months of the year, which makes early fall an important time to start preparing. Getting an early start can help avoid a last-minute scramble and give employees more time to make informed decisions about their benefits, rather than feeling rushed into choices that affect their coverage for an...

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

Disaster Preparedness for Small Businesses: Why a Continuity Plan Matters

National Preparedness Month Is a Reminder for Business Owners, Too Every September, FEMA's National Preparedness Month encourages individuals and organizations to think ahead about how they would respond to emergencies. For small business owners, this is a good opportunity to ask an important question: if a fire, storm, cyber incident, or other unexpected event disrupted your business tomorrow, would you be prepared to keep operating...

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

Back-to-School Driving: Insurance Tips for Teen and Student Drivers

September means school buses, morning carpool lines, and for many families, a new teen driver on the road. Whether your teenager is driving themselves to high school for the first time or heading off to college with a car in tow, back-to-school season is a good time to make sure your auto insurance keeps pace with your changing driving needs. Here's what to know about...

Dental and Vision Benefits: Why They Matter More Than Employees Realize

Dental and Vision Benefits: Why They Matter More Than Employees Realize

When employees rank the benefits most important to them, dental and vision coverage consistently appear near the top—often ranking second only to medical insurance. For employers building or refining a group benefits package, understanding the value employees place on these coverages is worth considering. Why Dental and Vision Coverage Matters to Employees Routine dental and vision care are predictable, recurring needs for most working adults....

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?

Business Interruption Insurance: What Happens When Your Business Has to Close Temporarily?

Most business owners think about insurance in terms of protecting physical assets—the building, the equipment, the inventory. But what about the income your business generates? If a fire, storm, or other covered event forced your doors to close for weeks or months, how would your business survive without revenue coming in? That is the problem business interruption insurance—also called business income insurance—is designed to help...